01   Branded Login
02   Agent Dashboard
RT
RT Specialty
Sarah Chen
SC
My Applications

Submissions

Named Insured
Submitted
Status
Acme Corp
Apr 15, 2026
Quoted
Metro Fitness LLC
Apr 10, 2026
In Review
Lakeside Properties
Mar 28, 2026
Won

Drafts

Johnson Athletic Club
2 hours ago
Untitled Draft
5 days ago
Central Park Ventures
32 days ago
Expired
03   Application · Step 3 · DAIS Questions
1
Client
2
Products
3
Questions
4
Review
● Saved 14s ago
Tell us about the business
Questions auto-fetched from carrier · Dedup'd across products
General Questions
Annual Revenue *
Years in Business *
Cyber Liability
Do you store PII?
Yes
No
↳ Conditional · Shown because "Yes"
How many PII records?
Encrypt at rest & in transit?
Yes
No

The agent never sees the Workbench. They sign into their branded agency portal, walk through a 4-step application form, and track submission status from their dashboard. The DAIS questions step (shown at right) is the most technically interesting — questions fetched live from DAIS, deduplicated across selected products, with conditional follow-ups revealed based on answers. Drafts auto-save every 30 seconds and expire after 30 days.

Future · Compliance

OFAC Screening

Auto-screen every named insured against U.S. Treasury sanctions list at submission time. Cleared / Potential Match / Blocked status badge on each submission.

Where: Runs after customer record creation, before quote requests. Must clear before bind.
Future · Automation

Auto-Assign Deals

Replace manual PU claim with rule-based routing: round-robin, workload-balanced, or product-specialty. Admin configures mode, availability toggles per PU.

Where: Triggers on new submission arrival. Submission lands already assigned instead of sitting in "New" column.
Future · Data

Agent → Company Map

Relationship view showing which agents/agencies are linked to which company records. Duplicate detection banner when the same insured is submitted through different agents.

Where: Feeds duplicate check flow. Admin can merge duplicate company records.
Future · Pricing

Rating Engine

Internal pre-rate before going to DAIS. Gives PUs an estimated premium range with confidence score, letting them triage out-of-budget deals before spending DAIS quote cycles.

Where: Optional step between submission review and DAIS quote request. "Pre-Rate" button next to "Request Quotes".
Future · Platform

Policy Admin System

Full policy lifecycle in-house: issuance, endorsements, renewals, cancellations, audits. Policy dashboard, document vault, renewal workflow with 90/60/30-day reminders. Build vs. Buy decision.

Where: Takes over after "Won" / bind. Covers the full post-bind policy life.
Future · Customer

Company Portal

Self-service portal for the insureds themselves (not agents). View active policies, download certificates of insurance, request endorsements, report claims, manage renewals.

Where: Post-bind. Gives the actual insured business direct access to their policies without going through the agent.
Step 1 · External
Agent Portal
Agent signs into branded agency portal
Walks 4-step application form
Auto-saves every 30s
→ Submits application
Step 2 · Internal
Workbench
Appears as "New" card on Kanban
Background: HubSpot dedup, DAIS client created, Slack + emails fire
PU claims deal, moves to "In Progress"
Requests DAIS quotes, compares, selects winners
→ Sends quotes to agent
Step 3 · Customer-Facing
Quote Wizard
Agent gets magic link email
Reviews quotes in existing Quote Wizard
Accepts → webhook fires
Card → Won
PU notified, agent gets "policy bound" email
Step 4 · Future
Post-Bind
PAS: policy admin, renewals, endorsements
Company Portal: insured self-service
Claims handling integration
Build vs. Buy decision pending
The loop closes automatically. Today PUs manually check whether a customer responded to a quote. After this build, the Quote Wizard webhook updates the submission's status the moment the agent accepts — card moves to Won on the board, everyone gets the right email, no manual tracking. The existing Quote Wizard doesn't change; it becomes the delivery mechanism for quotes the Workbench produces.